Track day insurance

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bic_bicknell
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Track day insurance

Postby bic_bicknell » Tue Oct 10, 2017 2:23 pm

For once I have had a good experience with my insurance company.

I've been with MCE for quite a few years now and just renewed with them again. I've got both the Superduke and my old Kawasaki H2 insured under the same policy. The KTM is probably worth £5K max and the H2 about £10K+ now. They have a £50 excess on the KTM and £575 on the Kawasaki which doesn't surprise me as parts are hard to replace now.

Anyway. Two new features of the policy over last year which I was pleasantly surprised at.

1. The policy is now a rider policy like in the old days and I'm insured to ride anyone else's bike with their permission.
2. Both bikes are covered for UK track days!

I'm a bit gobsmacked and need to see the small print on this when I get the policy but as far as I'm aware I always believed you were not insured if you went on track and no way could claim against damage to the bike if you binned it. But I was assured that I'm now covered for this.

Result. :D :D
Past: Honda CB125J, Honda TL125, 1963 Triumph Tiger 90, Yamaha RD250, Kawasaki KH250, Kawasaki 400 S3, Kawasaki KH400, Kawasaki Z400J, Suzuki GS750, Suzuki GS1000, Ducati SS900 Superlight, KTM LC4 Supermoto, Honda VFR 800i, KTM Superduke '07.

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jambox
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Location: Perth. The shite cold one, not the decent warm one

Re: Track day insurance

Postby jambox » Tue Oct 10, 2017 4:15 pm

I've had it before with trackday insurance, can't remember if it was MCE or bikesure that I was with.

Pretty sure all you need to do is inform them when you're going on track and it's fully covered
05/06 SD, too raw for the journos!


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